Privacy Policy

Parabilis LLC

Last Updated: July 8, 2026

1. Introduction

Parabilis LLC (“Parabilis,” “we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website at https://parabilis.com (the “Site”), apply for business financing, or interact with us via SMS, email, or other communication channels.

By using our Site or Services, you consent to the practices described in this Privacy Policy.

2. About Parabilis

Parabilis LLC is a private lender providing business financing and credit solutions to federal contractors and other qualified businesses. Our services include business loan origination, credit analysis, financing consultations, and related financial services.

3. Information We Collect

We collect information from you when you visit our website, submit forms, apply for financing, subscribe to communications, provide your mobile phone number for SMS communications, or otherwise interact with our Services.

3.1 Personal Information You Provide

We may collect the following information when you submit it:

  • Name and contact information (email, phone, mailing address)
  • Business name, EIN, and business contact information
  • Financial information (revenue, business performance, banking information)
  • Federal contracting information (contracts, agency relationships, performance history)
  • Credit information and authorization (when applying for financing)
  • Identification information (for KYC/AML compliance)
  • Any other information you voluntarily provide

3.2 Information Collected Automatically

When you visit our Site, we may automatically collect:

  • IP address and browser user agent string
  • Device information (operating system, browser type, device type)
  • Usage data (pages visited, time spent, referring URLs)
  • Cookies and similar tracking technology data
  • Location data (approximate, based on IP address)

3.3 Comments

When visitors leave comments on the Site, we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available at: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

3.4 Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

3.5 Contact Forms

Information submitted through our contact forms is used to respond to your inquiry and provide requested services. We retain this information for business records and may use it to follow up regarding your inquiry.

4. SMS Communications and Consent

By providing your mobile phone number to Parabilis LLC, you expressly consent to receive text messages (SMS and/or MMS) from us regarding your financing application, account, and our services.

4.1 Required Non-Sharing Clause

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4.2 How We Obtain SMS Consent

  • SMS consent is obtained when you voluntarily provide your mobile phone number through our website forms, loan applications, customer portal, or other communication channels
  • By submitting your phone number and checking the consent checkbox, you agree to receive automated and/or manual text messages
  • Consent is not a condition of obtaining services or financing from Parabilis

4.3 How We Use SMS

Parabilis sends both non-marketing and marketing SMS messages as part of a mixed campaign:

Non-Marketing Messages:

  • Appointment reminders and confirmations
  • Updates to business financing applications
  • Loan status notifications
  • Document request notifications
  • Account-related communications
  • Response messages to your inquiries

Marketing Messages:

  • Business financing offers
  • Credit solution promotions
  • Service updates and announcements
  • Special program offerings

4.4 Message Frequency and Data Rates

You may receive 5-15 messages per month, though message frequency may vary depending on your account activity and the status of your financing application. Message and data rates may apply based on your mobile carrier’s plan. Please contact your wireless carrier for details about your specific plan.

4.5 Opt-Out Instructions

You can opt out of SMS communications at any time by replying STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any message; calling us at (703) 663-7169; or emailing us at [email protected]. After you opt out, you will receive one final confirmation message, and no further messages will be sent unless you re-opt-in.

4.6 Carrier Liability

Carriers are not liable for delayed or undelivered messages.

4.7 Support

For support or questions about SMS communications, text HELP or contact us at (703) 663-7169 or [email protected].

5. Mobile Phone Number Sharing

We do not sell, rent, or trade your mobile phone number to third parties for their marketing purposes. Your phone number may be shared only with service providers who assist us in delivering SMS communications (such as SMS platform providers), third parties as required by law or to protect our rights, and trusted partners who help us operate our business, provided they agree to keep this information confidential.

Your mobile phone number will never be sold to marketing companies, data brokers, or other unrelated third parties.

6. How We Use Your Information

We use the information we collect for the following purposes:

6.1 To Provide Services

To process financing applications, conduct credit evaluations, deliver financial services, and manage your account.

6.2 To Communicate With You

To respond to inquiries, provide customer support, send notifications about your account, and communicate via email and SMS as described above.

6.3 To Comply with Legal Obligations

To comply with applicable laws, including financial regulations, KYC/AML requirements, FCRA, GLBA, and other regulatory obligations.

6.4 To Improve Our Services

To analyze usage patterns, improve our website and services, and develop new offerings.

6.5 For Marketing and Promotion

To send marketing communications (with your consent) about our services, offers, and promotions.

6.6 To Protect Our Rights

To detect and prevent fraud, enforce our policies, and protect the rights, property, and safety of Parabilis, our customers, and others.

7. Cookies and Tracking Technologies

7.1 Comments and Login Cookies

If you leave a comment on our site you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me,” your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

7.2 Analytics Cookies

We use analytics tools (such as Google Analytics) to understand how visitors use our Site. These tools collect information such as pages visited, time spent on the Site, and referring URLs. This data is aggregated and does not personally identify you.

7.3 Managing Cookies

You can control cookies through your browser settings. Disabling cookies may limit your ability to use certain features of our Site.

8. Embedded Content from Other Websites

Articles on this site may include embedded content (e.g., videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

9. Who We Share Your Data With

We may share your information with:

9.1 Service Providers

Third-party vendors who assist us in operating our business, including:

  • SMS platform providers
  • Payment processors
  • Cloud hosting providers
  • Customer relationship management (CRM) systems
  • Email service providers
  • Credit bureaus and verification services

These providers are contractually obligated to protect your information and use it only for the services they provide to us.

9.2 Lending Partners

If applicable, we may share information with lending partners, capital providers, or co-lenders involved in your financing transaction.

9.3 Legal Requirements

We may disclose your information when required by law, court order, or government request, or to:

  • Comply with legal obligations
  • Protect our rights, property, or safety
  • Protect the rights, property, or safety of our customers or others
  • Investigate fraud or illegal activity

9.4 Business Transfers

If Parabilis is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you before your information is transferred and becomes subject to a different privacy policy.

9.5 With Your Consent

We may share your information with other parties when you provide consent to do so.

We do not sell your personal information to third parties.

10. Data Retention

10.1 General Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with our legal obligations, resolve disputes, and enforce our agreements.

10.2 Comments and Account Data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

10.3 Financial Services Records

As a financial services provider, we are required to retain certain records for regulatory compliance purposes. Financial transaction records, loan documents, and KYC/AML records are typically retained for a minimum of 5-7 years or as required by applicable law.

11. Your Rights Regarding Your Data

You have the following rights regarding your personal information:

Right to Access: You have the right to request and receive a copy of the personal information we hold about you. If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us.

Right to Correction: You have the right to request that we correct any inaccurate or incomplete personal information.

Right to Deletion: You can request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Right to Opt-Out: You have the right to opt out of:

  • Email marketing communications
  • SMS text message communications
  • Remarketing and targeted advertising
  • Data sharing with third parties (where applicable)

Right to Object: You have the right to object to certain processing of your information.

How to Exercise Your Rights

To exercise any of these rights, please contact us:

  • By phone: (703) 663-7169
  • By email: [email protected]
  • By mail: Parabilis LLC, 1800 Tysons Blvd STE 725, McLean, VA 22102

We will respond to your request within 30 days. We may need to verify your identity before processing certain requests.

State-Specific Rights

California Residents: California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to deletion, and the right to opt out of sale of personal information.

Virginia Residents: Virginia residents have rights under the Virginia Consumer Data Protection Act (VCDPA), including rights to access, correct, delete, and opt out of certain processing.

To exercise state-specific rights, please use the contact methods above.

12. Where We Send Your Data

Visitor comments may be checked through an automated spam detection service.

Your information may be processed in the United States. By using our Services, you consent to the transfer of your information to the United States and processing therein.

13. How We Protect Your Data

We implement industry-standard security measures to maintain the safety of your personal information when you enter, submit, or access your personal information. These measures include:

  • Encryption of sensitive data in transit and at rest
  • Access controls and authentication requirements
  • Regular security assessments
  • Employee training on data protection
  • Secure data storage practices

However, no system is 100% secure. By providing information, you acknowledge this limitation.

14. Data Breach Procedures

In the event of a data breach affecting your personal information, we will:

  • Investigate the breach promptly
  • Notify affected individuals as required by applicable law
  • Notify relevant regulatory authorities as required
  • Take steps to mitigate the impact and prevent future breaches

15. Third Parties We Receive Data From

We may receive information about you from third parties, including:

  • Credit bureaus and reporting agencies (with your authorization)
  • Identity verification services
  • Public records and databases
  • Marketing partners and lead generation services (with appropriate consent)
  • Federal contracting databases (for federal contractor clients)
  • Referral sources

16. Automated Decision Making

We may use automated processes to evaluate financing applications, perform credit assessments, and detect fraud. These automated decisions are subject to human review when material to financing decisions. If you have questions about automated decisions affecting you, please contact us.

17. Industry Regulatory Disclosures

As a financial services provider, Parabilis is subject to various federal and state regulations, including:

  • Gramm-Leach-Bliley Act (GLBA): Governs the collection, use, and protection of consumer financial information
  • Fair Credit Reporting Act (FCRA): Governs the use of credit information
  • Equal Credit Opportunity Act (ECOA): Prohibits discrimination in credit decisions
  • Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations
  • State-specific lending and privacy laws

We may provide additional disclosures as required by these regulations during the application and lending process.

18. Children’s Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information promptly.

19. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

20. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Changes will be effective immediately upon posting to this page. We will update the “Last Updated” date at the top of this policy. For material changes, we may provide additional notice via email or other communication. Your continued use of our Services after changes are posted constitutes acceptance of the modified Privacy Policy.

21. Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

22. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us:

Parabilis LLC

1800 Tysons Blvd STE 725

McLean, VA 22102

Phone: (703) 663-7169

Email: [email protected]

Website: https://parabilis.com