The Parabilis business model is so simple it could be written on the back of a napkin:
- We raise investor funding
- We turn that funding into secured lines of credit
- You get through short-term challenges
- Your business succeeds
- You repay us
It’s literally that simple.
What’s different about us is that we don’t just lend you money. We help guide you in how to best use it. We often act as a Chief Financial Officer for clients, helping them use today’s loan to set a plan for five or ten years of success.
The complicated part of the lending business is actually when borrowers get ahead of themselves. Sometimes, borrowers choose to not repay the balance when government invoices are paid, meaning they are spending money they don’t have. Over a long period of time, this creates more debt without a secured way to pay it back, resulting in an increasing balance, increasing interest, and the inability to borrow additional funds as necessary.
The most complicated situations happen when borrowers use a new line of credit to pay off old debt and aged payables owed to vendors and staff. This simply creates new debt and eliminates the newly available cash as a resource. Now, borrowers will have to get new money to cover today’s expenses, often doubling their total loan.
Simply put, we aim to help you avoid these situations by thinking differently about debt: use only what you need to grow and nothing more. We will get you money fast, flexibly, transparently, and with our team’s expert guidance. We’re all in this together, so let’s keep it simple and help you turn our line of credit into your long-term business success.
Contact us today to learn more.